FAQ

Frequently Asked Questions

Worker's Compensation FAQ's

It is the state mandated employer obligation to provide medical care and indemnity payments for employees who sustain injury or illness that arises out of and occurs in the course of employment. Worker's compensation is an injured employee's exclusive remedy against his/her employer and fellow employees.

• How does worker's compensation work?

When an employee is injured on the job it must be reported to Risk Management. The first step in filing a worker's comp claim is to notify the supervisor of the injury or illness immediately. The supervisor in coordination with the injured employee is responsible for completing an Accident Reporting Form which documents the details of the injury/illness. Forms must be completed and returned to ORM (Support Building, Suite 101, 2025 F Street) within 24 hours of the incident. When the form is received by our office, it serves as a formal notice to the University that an employee sustained an accidental injury or illness on the job. Of course, every claim is investigated to determine whether the injury arouse out of and in the course of employment.

• What happens if I am injured and cannot work?

Any absence from work MUST BE authorized by the employee's treating physician. An employee must be out of work three days (excluding the day of injury) before workers' compensation pay for the time lost. If an employee loses 1-3 days of work, no TEMPORARY DISABILITY PAYMENT will be made. If the employee loses 4-14 days, temporary disability will begin on day 4. However, if the employee is out of work for 14 consecutive days or more, workers' compensation disability payments will begin with day one of the absence from work. The rate of payment while on workers' compensation is 66 2/3 of your average weekly wages. The payments are tax-free.

• What happens if an employee does not lose time?

The claim is set up only to pay medical expenses related to the injury of illness. The employee should inform the health care provider to send the bills to the Office of Risk Management at 2025 F Street, N.W., Suite 101, Washington, DC. 20052. Payments will then be made to the provider under the University' Workers' Compensation Program.

• Where can I get the forms to file a Worker's Compensation claim?

All forms necessary for reporting a work related injury or illnesses are included in the TDU Accident Reporting Kit which all supervisors should have on hand. An accident reporting kit can also be obtained through the Office of Risk Management by calling 202-994-3265 or from the ORM website.

Insurance FAQ's

TDU residents applying for privileges at another hospital may need the following information regarding malpractice coverage at TDU:

The name of the insurance carrier, type of coverage, amount and coverage date.

As of October 1, 2007:

The Terra Dotta University entered into an agreement with the Medical Faculty Associates (MFA) to have its employed physicians, residents and interns covered under the MFA's Medical Professional Liability insurance policy. This coverage is written by the MFA's captive insurance company, MFA Physicians Insurance Company, Ltd. domiciled in the Cayman Islands. The policy has limits of $3 million per occurrence and $12 million in the annual aggregate. Coverage is written on a claims made basis.

All University employees traveling internationally must register their trip at the International SOS website. Please visit our International Travel Website for further information.

The employee program coverage includes general liability insurance, excess auto liability insurance, medical services, travel advice, security and medical evacuation, and repatriation services. The student program, which is provided by International SOS, includes coverage for travel advice, security and medical evacuation, and repatriation services.

You must register your travel plans in the International SOS Traveler Locator in order to activate your Membership Profile.